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INSURANCE

As you’ve invested a lot of your hard-earned dollars on your kitchen or bathroom renovation, and possibly even both, ensuring that your investment is protected through appropriate home renovation insurance is vital. 

From your renovation company

There are 3 types of insurance that are essential to ensure you have, at varying stages of your renovation.

HBCF – Home Building Compensation Fund

Previously known as Home Owner’s Warranty Insurance, is an important consumer protection for homeowners in NSW. It is mandatory in NSW and some other States for any building work over $20,000. It offers financial protection to the homeowner against financial loss caused by a builder’s failure to rectify or compensate for defective or incomplete residential building work. The duration of the cover is six years for major defects and 2 years for other losses from the date of completion. For further the information go to: www.sira.nsw.gov.au

Public Liability cover

Public liability insurance is designed for professionals who interact with clients or members of the public. It helps protect against claims of personal injury or property damage that a third party suffers (or claims to have suffered) as a result of your business operations. As there will be a lot of different people involved in your project, it is essential to ensure that your contractor/s has current and sufficient public liability cover.
The insurance that your renovation company has may cover the whole structure, or just the part of the renovation that they are working on. Be sure to find out these details early. Many insurers require you to advise them of any changes you are making to your property so that you aren’t out of pocket if something does happen. If you don’t notify your insurer that you are renovating, your policy may become void.

Workers Compensation Insurance

Contractors are also required to ensure their employees are covered by this insurance.
Always insist on seeing the certificate of currency for each of the above, as well as a current Contractor License.
Homeowner:

Home and Contents Insurance

As you’ve invested a lot of your hard-earned dollars on your renovation, ensuring that your investment is protected through appropriate insurance is vital. A leaky dishwasher may have the potential to ruin the stunning new solid timber flooring that you splurged on, and a fire in the kitchen could cause considerable damage throughout other parts of the home (not to mention a possibly even more devastating consequences). If disaster happens, you want to be sure that you’re financially covered.
Once the renovation is complete, contact your insurer to update your home and contents policy to ensure you’re adequately protected. The policy will need to reflect the new value of your home, which will have significantly increased following your renovation.
The extent of coverage can differ from insurer to insurer, and from state to state, so read your policy so that you’re clear on what’s covered and sometimes more importantly, what is excluded.
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Visit a Nouvelle Showroom

Come visit our showrooms in Pennant Hills and Willoughby to see and feel for yourself how a kitchen made with passion and experience may look. You will immediately spot the difference!
Pennant Hills Showroom

372 Pennant Hills Road,
Pennant Hills NSW 2120

Australia (02) 9484 8299

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Willoughby Showroom

152 Mowbray Road,
Willoughby NSW 2068

Australia (02) 9967 5622

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Style comes in endless forms, shapes, and designs.

At Nouvelle we are passionate about kitchen or bathroom renovation as it comes with its unique style.
Our friendly showroom consultants and designers can help you with material choices and answer your many questions about renovating. For the best experience book a showroom visit as we can then ensure we have someone available just for you.

Want to learn more about renovating?

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More details
Nouvelle-Team-Homero-Resende
Homero Resende
Architectural Design Professional

For the past 25 years, Homero has specialized in designing Kitchens, Bathrooms, Interior Renovations, and House Extensions with a broad experience in Building Design, Construction, and Project Management, making him a reliable end to end expert.

Nouvelle-Team-Geoff-Little-CKD
Geoff Little CKD
Director / Expert Kitchen and Bathroom Designer

Geoff’s story with Nouvelle starts over 30 years ago. During this time Geoff has been involved in every facet of the kitchen & bathroom industry, from design, production, factory planning, operations, and computer drafting. Nouvelle and Geoff both evolved together and he’s part of our success story.

Nouvelle-Team-Rob-Pritchard-BA-Hons-CBD
Rob Pritchard BA(Hons) CBD
Kitchen and Bathroom Designer
Originally from the UK, Rob studied Product Design at University gaining a Bachelor of Arts with Honours in Product Design-Sustainable Futures. He moved into the Kitchen Industry in early 2012 and began building his expertise and a long-time passion for everything related to designing interior spaces.
Nouvelle’s solid experience blends award-winning design with professionalism and a worry-free process that makes customers enjoy their home renovation project from beginning to end.
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